Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step buyer’s guide will help you enjoy the journey as much as possible.
Do you know where you want to buy yet? Are you leaning toward a condo, townhome, or single-family home? What features are important to you and which ones do you want to avoid? Have you explored what's available on the market? If you answered no to any of these, now is the time to begin your research.
A mortgage company may pre-approve you for more than you're comfortable spending, so it's important to establish the monthly payment you're comfortable with. Speak with a mortgage professional to determine the amount you can qualify for and secure your pre-approval, which is a key step in the home buying process. If you're a cash buyer, assess your available funds and consider other potential financial changes, such as increased maintenance or lifestyle costs. Creating a full household budget will help ensure you're making a well-informed decision.
Working with Cheryl, you'll explore homes that align with your vision of the perfect property, whether it's a spacious kitchen, a home office, or a large backyard. She'll help you narrow down options and find the one that truly fits your needs. As you view each home, take notes on what you like and don’t like, and consider the neighborhood—does it offer the amenities you need, such as proximity to schools, shops, or public transport? Cheryl will guide you every step of the way to ensure you find the ideal home.
When you find a home that meets your needs and preferences, it's time to submit a well-crafted offer. Working with Cheryl, you'll discuss:
Deposits and contract deadlines
Contingencies, such as a home inspection and your mortgage (if applicable)
Additional terms to protect your interests
Once your offer is accepted, it’s a good idea to schedule a home inspection. Typically taking 2-3 hours, the inspection will help you assess the home’s condition, including potential issues like deferred maintenance, pest problems, or structural damage. Be ready for possible negotiations if repairs are needed.
Trust Cheryl to keep you updated on the next steps throughout the transaction. If you're financing, your lender will manage the loan process, including ordering an appraisal to determine the home’s independent value. Meanwhile, your attorney will prepare the Purchase & Sales agreement, review the home’s title, and finalize all necessary closing documents. Cheryl will ensure everything progresses smoothly toward a successful closing. On closing day, once the documents are signed and officially recorded, you’ll be the proud new owner of your home!
Real estate is more than a transaction—it’s an experience. Whether you’re buying a luxury waterfront home or selling a historic property in Newburyport, I provide high-touch service tailored to your unique needs. Every detail is handled with precision and care, so you can focus on what matters most.
